The Beryl Coronet 1	The Beryl Coronet 2	The Beryl Coronet 3

“I feel that time is of value,” said he; “that is why I hastened here when the police inspector suggested that I should secure your cooperation. I came to Baker Street by the Underground and hurried from there on foot, for the cabs go slowly through this snow. That is why I was so out of breath, for I am a man who takes very little exercise. I feel better now, and I will put the facts before you as shortly and yet as clearly as I can.

”It is, of course, well known to you that in a successful banking business as much depends upon our being able to find remunerative investments for our funds as upon our increasing our connection and the number of our depositors. One of our most lucrative means of laying out money is in the shape of loans, where the security is unimpeachable. We have done a good deal in this direction during the last few years, and there are many noble families to whom we have advanced large sums upon the security of their pictures, libraries, or plate.

“Yesterday morning I was seated in my office at the bank when a card was brought in to me by one of the clerks. I started when I saw the name, for it was that of none other than –well, perhaps even to you I had better say no more than that it was a name which is a household word all over the earth –one of the highest, noblest, most exalted names in England. I was overwhelmed by the honour and attempted, when he entered, to say so, but he plunged at once into business with the air of a man who wishes to hurry quickly through a disagreeable task.

“ ‘Mr. Holder,’ said he, ‘I have been informed that you are in the habit of advancing money.’

“ ‘The firm does so when the security is good,’ I answered.

“ ‘It is absolutely essential to me,’ said he, ‘that I should have £50,000 at once. I could, of course, borrow so trifling a sum ten times over from my friends, but I much prefer to make it a matter of business and to carry out that business myself. In my position you can readily understand that it is unwise to place one’s self under obligations.’

“ ‘For how long, may I ask, do you want this sum?’ I asked.

“ ‘Next Monday I have a large sum due to me, and I shall then most certainly repay what you advance, with whatever interest you think it right to charge. But it is very essential to me that the money should be paid at once.’

“ ‘I should be happy to advance it without further parley from my own private purse,’ said I, ‘were it not that the strain would be rather more than it could bear. If, on the other hand, I am to do it in the name of the firm, then in justice to my partner I must insist that, even in your case, every businesslike precaution should be taken.’

“ ‘I should much prefer to have it so,’ said he, raising up a square, black morocco case which he had laid beside his chair. ‘You have doubtless heard of the Beryl Coronet?’

“ ‘One of the most precious public possessions of the empire,’ said I.

“ ‘Precisely.’ He opened the case, and there, imbedded in soft, flesh-coloured velvet, lay the magnificent piece of jewellery which he had named. ‘There are thirty-nine enormous beryls,’ said he, ‘and the price of the gold chasing is incalculable. The lowest estimate would put the worth of the coronet at double the sum which I have asked. I am prepared to leave it with you as my security.’

“I took the precious case into my hands and looked in some perplexity from it to my illustrious client.

“ ‘You doubt its value?’ he asked.

“ ‘Not at all. I only doubt– –’

“ ‘The propriety of my leaving it. You may set your mind at rest about that. I should not dream of doing so were it not absolutely certain that I should be able in four days to reclaim it. It is a pure matter of form. Is the security sufficient?’

“ ‘Ample.’

“ ‘You understand, Mr. Holder, that I am giving you a strong proof of the confidence which I have in you, founded upon all that I have heard of you. I rely upon you not only to be discreet and to refrain from all gossip upon the matter but, above all, to preserve this coronet with every possible precaution because I need not say that a great public scandal would be caused if any harm were to befall it. Any injury to it would be almost as serious as its complete loss, for there are no beryls in the world to match these, and it would be impossible to replace them. I leave it with you, however, with every confidence, and I shall call for it in person on Monday morning.’

“Seeing that my client was anxious to leave, I said no more; but, calling for my cashier, I ordered him to pay over fifty £1000 notes. When I was alone once more, however, with the precious case lying upon the table in front of me, I could not but think with some misgivings of the immense responsibility which it entailed upon me. There could be no doubt that, as it was a national possession, a horrible scandal would ensue if any misfortune should occur to it. I already regretted having ever consented to take charge of it. However, it was too late to alter the matter now, so I locked it up in my private safe and turned once more to my work.

The Beryl Coronet 1	The Beryl Coronet 2	The Beryl Coronet 3